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Why Asia’s banks underperform at M&A

Why do Asian banks create less value with acquisitions than nonbank investors do?

Why Asia’s banks underperform at M&A article, Asia fincial sector aquisitions yield low returns, Financial Services

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Compared with Europe and the United States, Asia emerged from the global downturn a winner, with its economies continuing to post higher growth rates and its banks suffering far less damage from the credit crisis. But if Asia’s financial institutions thought that the region’s good fortunes were sufficient to provide a competitive edge, they ought to think again. When it comes to M&A, for example, acquisitions by the region’s banks have significantly underperformed those by what we call principal investors—a group that includes private-equity firms and sovereign-wealth funds—even in a rapidly growing market.

That is among the findings of a recent McKinsey analysis of financial-sector M&A in Asia.1 The study found that acquisitions by principal investors generate a median annual internal rate of return (IRR) of 22 percent, compared with –7 percent for strategic investors. This finding holds true for deals of similar sizes, across time and across Asian countries—before, during, and after the global financial crisis.

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